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From the Headlines to your Bottom Line

Effective Retirement Planning Includes Contingencies

When planning for retirement, it pays to be conservative. We've been hearing for years that Americans don't save enough for their golden years. Recent research confirms that belief, indicating that many are living in a bit of a dream world with respect to how they will pay for their living expenses when they expect to retire. Here's some food for thought.
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Tax Law Expands Accounting Method Options for Small Businesses

Accounting for taxes can be complicated. Fortunately, the federal tax law allows some simplified and more-flexible accounting alternatives for small businesses. And now, the Tax Cuts and Jobs Act allows more companies to qualify for the cash basis method and elect out of complex inventory and percentage-of-completion accounting rules. Is your business eligible to take advantage of these changes?
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Many Taxpayers Will Pay No Tax on Long-Term Gains and Dividends

Under the Tax Cuts and Jobs Act, some individuals will still qualify for the 0% federal income tax rate on long-term capital gains and dividends. But, if your income is too high to benefit, the 0% rate still may be available to loved ones who earn less. Here's what you need to know to take advantage of this tax-saving opportunity, along with details about a White House proposal to cut the capital gains tax.
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How We Add Up

"Our clients rely on Fust Charles Chambers to provide innovative thinking by anticipating changes in tax laws, accounting methods and industry and economic trends. At other times, our clients depend on us to act as a sounding board for their ideas and concerns. We’re proud to be part of our clients’ team with the purpose of assisting them in attaining their goals and objectives."

- Joseph L. Charles, Partner